COBRA Triggering Events
Triggering Events Listed in the Statute
  • Death of the covered employee
  • Voluntary or involuntary termination of the covered employee's employment (other than by reason of gross misconduct), or reduction of hours of the covered employee's employment
  • Divorce or legal separation of the covered employee from the employee's spouse
  • Covered employee becomes entitled to benefits under Medicare
  • Dependent child ceasing to be a dependent child under the generally applicable requirements of the plan
  • An employer's bankruptcy (but only with respect to health coverage for retirees and their families)